Interest Rates on Dividends
Account Type APR APYE
Share Account
$100.00 - $10,000.00 .50% .50%
$10,001.00 - $20,000.0 .50% .50%
$20,001.00 - up .50% .50%
Christmas Club .50% .50%
Vacation Club .50% .50%

Interest Rates on Loans
1% discount if actively using 3 or more services. See credit union for details.
A Share Secured Loans as low as 5.50%
Tuition Reimbursement Loans9.50%
 
B Vehicle Loans
1. New Vehicle
a) Term of Loan - 36 months or less as low as 5.00%
b) Term of Loan - 37 to 48 months as low as 5.50%
c) Term of Loan - more than 48 months as low as 6.00%
c) Term of Loan - over 60 months as low as 6.50%
 
2. Used Vehicle
a) Term of Loan - 36 months or less as low as 6.00%
b) Term of Loan - 37 to 48 months as low as 6.50%
c) Term of Loan - 49 to 60 months as low as 7.00%
 
C Mobile Homes
1. Newas low as 10.50%
2. Usedas low as 12.50%
 
D Loans Secured by Other Property
2. Term of loan 36 months or less as low as 7.50%
3. Term of loan 37 to 48 months as low as 8.00%
4. Term of loan 49 to 60 months as low as 8.75%
 
E Co-maker Secured Loans as low as 10.00%
15,001.00 & over as low as 10.75%
Maximum term of loan 60 months
 
F Line of Credit Loans: rates fixed quarterly based on 90-day Treasury bill index.
 
G Home Equity Line of Credit Loans: rates fixed quarterly based on 90-day Treasury bill index.
 
H Signature Loans
1. Term of loan 48 months or less as low as 10.50%
2. Term of loan 49 to 60 months as low as 11.50%
Maximum amount $25,000.00Maximum term - 60 months
 
I Mortgage Backed Loans
1. Term of loan 36 months or less as low as 5.50%
2. Term of loan 37 to 48 months as low as 6.00%
3. Term of loan 49 to 60 months as low as 6.25%
4. Term of loan 61 to 84 months as low as 7.00%
5. Term of loan 85 to 120 months as low as 7.25%
SPECIAL CONSOLIDATION LOAN RATES

9.50% - 3 years – up to 15,000.00
10.50% - over 3 years – over 15,000.00
(certain restrictions apply)

Consolidation rates are available to members who are closing the accounts that they are consolidating. (May keep 1 or 2 accounts open or think about opening a Yorkco Credit Card)

If consolidating a Yorkco account, at least 2000.00 in new money must be borrowed.

APR - Annual Percentage Rate
APYE - Annual Percentage Yield Equivalent
NCUA Equal Housing Lender

Truth-in-Savings Disclosure

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