| Interest Rates on Loans |
| 1% discount if actively using 3 or more services. See credit union for details. |
| A |
Share Secured Loans |
as low as 5.50% |
| Tuition Reimbursement Loans | 9.50% |
| |
| B |
Vehicle Loans |
| 1. New Vehicle |
| a) Term of Loan - 36 months or less |
as low as 5.00% |
| b) Term of Loan - 37 to 48 months |
as low as 5.50% |
| c) Term of Loan - more than 48 months |
as low as 6.00% |
| c) Term of Loan - over 60 months |
as low as 6.50% |
| |
| 2. Used Vehicle |
| a) Term of Loan - 36 months or less |
as low as 6.00% |
| b) Term of Loan - 37 to 48 months |
as low as 6.50% |
| c) Term of Loan - 49 to 60 months |
as low as 7.00% |
| |
| C |
Mobile Homes |
| 1. New | as low as 10.50% |
| 2. Used | as low as 12.50% |
| |
| D |
Loans Secured by Other Property |
| 2. Term of loan 36 months or less |
as low as 7.50% |
| 3. Term of loan 37 to 48 months |
as low as 8.00% |
| 4. Term of loan 49 to 60 months |
as low as 8.75% |
| |
| E |
Co-maker Secured Loans |
as low as 10.00% |
| 15,001.00 & over |
as low as 10.75% |
| Maximum term of loan 60 months |
| |
| F |
Line of Credit Loans: rates fixed quarterly based on 90-day Treasury bill index. |
| |
| G |
Home Equity Line of Credit Loans: rates fixed quarterly based on 90-day Treasury bill index. |
| |
| H |
Signature Loans |
| 1. Term of loan 48 months or less |
as low as 10.50% |
| 2. Term of loan 49 to 60 months |
as low as 11.50% |
| Maximum amount $25,000.00 | Maximum term - 60 months |
| |
| I |
Mortgage Backed Loans |
| 1. Term of loan 36 months or less |
as low as 5.50% |
| 2. Term of loan 37 to 48 months |
as low as 6.00% |
| 3. Term of loan 49 to 60 months |
as low as 6.25% |
| 4. Term of loan 61 to 84 months |
as low as 7.00% |
| 5. Term of loan 85 to 120 months |
as low as 7.25% |
| SPECIAL CONSOLIDATION LOAN
RATES |
|
9.50% - 3 years – up to 15,000.00
10.50% - over 3 years – over 15,000.00
(certain restrictions apply)
Consolidation rates are available to members who are closing the accounts that they are consolidating. (May keep 1 or 2 accounts open or think about opening a Yorkco Credit Card)
If consolidating a Yorkco account, at least 2000.00 in new money must be borrowed.
|
